In the face of the climate emergency and the constant rise in energy prices, the thermal renovation of housing has become a national priority in France. Whether you are an owner-occupier, a landlord, or a co-owner, and whether you are a French citizen or a foreign resident, the State has set up a flagship scheme to support you: MaPrimeRénov'. Managed by the Anah (Agence nationale de l'habitat / National Housing Agency), this financial aid helps fund insulation, heating, or ventilation work to reduce your bills and your home's carbon footprint. This comprehensive guide, written by our legal experts, details how the scheme works, the grant amounts, the procedures, and the pitfalls to avoid to succeed in your energy transition in full compliance with French regulations.
MaPrimeRénov' is not just a commercial scheme; it is a public aid program framed by precise legislative and regulatory texts. Created by Article 15 of the finance law for 2020 (loi de finances pour 2020), it replaced the CITE (Crédit d'impôt pour la transition énergétique / Energy Transition Tax Credit) and the Anah "Habiter Mieux Agilité" grants.
The operation of this grant is mainly governed by:
In terms of real estate and construction law, the granting of the premium is conditional on compliance with strict environmental standards, particularly those derived from the Code de la construction et de l'habitation (Construction and Housing Code). Furthermore, to benefit from the aid, the work must imperatively be carried out by qualified *RGE (Reconnu Garant de l'Environnement / Recognized Guarantor of the Environment) professionals, in accordance with Article 46 AX of Annex III to the Code général des impôts* (General Tax Code).
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To qualify for MaPrimeRénov', several cumulative criteria related to the applicant, the property, and the types of work must be met.
The aid is open to a wide range of profiles, regardless of nationality, provided that your tax situation in France is in order:
Note for foreign residents: You must have a French tax notice (avis d'imposition) to justify your resources, as the aid is indexed to your household income.
The property concerned must meet the following requirements:
The Anah has divided households into four color profiles according to the household's income level (RFR - Revenu fiscal de référence / reference tax income). The income ceilings are revised every year and differ depending on whether you reside in the Île-de-France (Paris region) or in other regions.
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Since the 2024 reform, the MaPrimeRénov' scheme has been structured around two distinct paths depending on the scale of your project.
This path is aimed at households (excluding the Pink profile) wishing to carry out one or more targeted works, such as replacing a polluting heating system with a heat pump, or insulating the attic.
This path is dedicated to major renovations (global renovations) that allow for a significant gain in energy performance. It is mandatory for properties classified F or G (thermal sieves) in order to reach a decent energy rating.
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The amounts of MaPrimeRénov' depend directly on your income profile, the nature of the work, and the chosen path.
| Type of Work | Blue Profile (Very Modest) | Yellow Profile (Modest) | Purple Profile (Intermediate) | Pink Profile (Higher) |
| :--- | :--- | :--- | :--- | :--- |
| Air-to-water heat pump | 5,000 € | 4,000 € | 3,000 € | Only eligible under global path |
| Thermodynamic water heater | 1,200 € | 800 € | 400 € | Not eligible |
| External wall insulation (per m²) | 75 € / m² | 60 € / m² | 40 € / m² | Not eligible |
| Loft insulation (per m²) | 25 € / m² | 20 € / m² | 15 € / m² | Not eligible |
For major renovations, the aid is no longer a flat rate per measure but is calculated as a percentage of the total amount of the work (excluding tax / HT - Hors Taxes), within highly advantageous spending limits:
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To better understand the practical application of these rules, here are two simulations of renovation projects.
Mr. and Mrs. Dupont own a detached house in Normandy classified F on the DPE. They wish to carry out a global renovation to get out of the thermal sieve status. Their income places them in the MaPrimeRénov' Jaune (Yellow) category.
The project approved by their "Mon Accompagnateur Rénov'" advisor includes: external wall insulation, replacing their oil-fired boiler with an air-to-water heat pump, and installing a double-flow ventilation system. This package of works allows the house to go from class F to class C (a gain of 3 energy classes).
Sarah owns a 50 m² apartment in Lyon, classified D on the DPE, which she rents to a student for a monthly rent of 750 €. She wants to replace the old energy-consuming electric heaters with a more efficient heating system and insulate the building's attic (her share of the co-ownership work). Her professional income places her in the Violet (Purple) profile.
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To obtain the payment of the grant without any issues, you must scrupulously follow the administrative order imposed by the Anah. Warning: any quote signed before creating your online application can lead to the cancellation of your grant.
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[Step 1: DPE & Project] ──> [Step 2: RGE Quote] ──> [Step 3: Online Request]
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[Step 6: Payment] <── [Step 5: Invoices & End] <── [Step 4: Anah Approval]
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Have an Energy Performance Certificate (DPE) carried out by a certified diagnostician. If you opt for a major renovation, contact a France Rénov' branch to be put in touch with an approved Mon Accompagnateur Rénov' (MAR) professional.
Get quotes from building professionals holding the *RGE (Reconnu Garant de l'Environnement)* certification, which must be valid on the date of signing. The quotes must detail precisely the technical characteristics of the installed materials (thermal resistance R, seasonal efficiency, etc.).
Go to the single official website: maprimerenov.gouv.fr.
Create your account using your tax number and your tax notice. Fill in the information about the property, upload the unsigned quotes, the DPE, and, if applicable, the MAR support report.
Wait for the notification of the award of the grant from the Anah by email. This official document confirms the amount of the grant reserved for you. You can then sign your quotes and start the work.
The craftsmen carry out the work in accordance with the approved quotes. Once the work is completed, the company will issue you a detailed invoice certifying the actual installation of the eligible equipment.
Log in to your personal space on the MaPrimeRénov' website, upload the final invoices and your bank details (RIB). After verification of the compliance of the documents by the Anah instructors, the grant is paid directly to your bank account by transfer (the average observed delay is 3 to 5 weeks after validation).
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Yes, MaPrimeRénov' can be combined with Energy Savings Certificates (CEE) premiums paid by energy suppliers, local authority grants (regions, departments), reduced-rate VAT of 5.5% on energy-saving work, as well as the interest-free eco-loan (Éco-PTZ) to finance your remaining costs.
The MAR is a professional approved by the Anah or authorized by the State to support individuals from start to finish in their major renovation project. They carry out an on-site visit, perform an energy audit, help select quotes, put together the financial file, and ensure the compliance of the work at the end of the project.
No, MaPrimeRénov' is exclusively reserved for properties occupied as a main residence. Second homes, whether they belong to French or foreign residents, are not eligible for this State aid scheme.
In the event of a disagreement with a decision of the Anah (rejection of the file, reduction of the grant amount), you have a period of two months from the notification of the decision to file an informal appeal (recours gracieux) with the Anah. If this appeal fails, you can refer the matter to the competent Administrative Court (Tribunal administratif).
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